“What was your favorite decade?” a young person asked an elderly person, now in her ninth decade of life. The young person expected that one of the decades of carefree times and financial ease would have been chosen; but that was not the case. Instead, the elderly woman said the hardest decade was also her […]

Have you ever noticed how everything clamors for attention in the last month of the year? School, work, and community events; holidays, meetings, launches, technical implementation, project completion, shopping, sales, preparation for the new year, taxes and accounting, goal setting, and results reporting. All of this comes in addition to the normal obligations of family, […]